{"id":107591,"date":"2026-02-18T15:13:38","date_gmt":"2026-02-18T15:13:38","guid":{"rendered":"https:\/\/veridas.com\/?p=107591"},"modified":"2026-02-19T16:11:58","modified_gmt":"2026-02-19T16:11:58","slug":"regulamento-dora","status":"publish","type":"post","link":"https:\/\/veridas.webgate.codes\/br\/regulamento-dora\/","title":{"rendered":"Regulamento DORA: Alcan\u00e7ar a Resili\u00eancia Operacional Digital com a Veridas"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">O <\/span><b>regulamento DORA<\/b><span style=\"font-weight: 400;\"> (Digital Operational Resilience Act) \u00e9 <a href=\"https:\/\/www.eiopa.europa.eu\/digital-operational-resilience-act-dora_en?prefLang=pt\">o quadro europeu obrigat\u00f3rio<\/a> que obriga as institui\u00e7\u00f5es financeiras a garantir que podem resistir, responder e recuperar de interrup\u00e7\u00f5es relacionadas com as TIC. A Veridas facilita a conformidade ao fornecer <a href=\"https:\/\/veridas.com\/br\/\">solu\u00e7\u00f5es de identidade biom\u00e9trica pr\u00f3prias<\/a> que asseguram o acesso seguro, garantem a redund\u00e2ncia do fornecedor e cumprem os prazos rigorosos de notifica\u00e7\u00e3o de incidentes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A Veridas apoia esta transi\u00e7\u00e3o atrav\u00e9s de quatro pilares estrat\u00e9gicos:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>MFA Biom\u00e9trica:<\/b><span style=\"font-weight: 400;\"> Controlo de acesso seguro para infraestruturas digitais ou f\u00edsicas cr\u00edticas.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Notifica\u00e7\u00e3o em 6 horas:<\/b><span style=\"font-weight: 400;\"> Relat\u00f3rios r\u00e1pidos de incidentes que superam as janelas regulat\u00f3rias.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Estrat\u00e9gia multi-fornecedor:<\/b><span style=\"font-weight: 400;\"> Viabilizar a redund\u00e2ncia para evitar a depend\u00eancia de um \u00fanico fornecedor (<\/span><i><span style=\"font-weight: 400;\">vendor lock-in<\/span><\/i><span style=\"font-weight: 400;\">).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Auditabilidade ilimitada:<\/b><span style=\"font-weight: 400;\"> Transpar\u00eancia total para as inspe\u00e7\u00f5es regulat\u00f3rias.<\/span><\/li>\n<\/ul>\n<h2>Digital Operational Resilience Act: Um novo padr\u00e3o para as TIC financeiras<\/h2>\n<p><span style=\"font-weight: 400;\">O <\/span><b>Digital Operational Resilience Act<\/b><span style=\"font-weight: 400;\"> visa proteger o ecossistema financeiro europeu, assegurando que uma \u00fanica falha t\u00e9cnica n\u00e3o resulte num colapso sist\u00e9mico. Esta regulamenta\u00e7\u00e3o exige que as entidades financeiras supervisionem toda a sua cadeia de fornecimento e considerem os fornecedores de TIC contratualmente respons\u00e1veis pela resili\u00eancia.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A Veridas ajuda as organiza\u00e7\u00f5es na transi\u00e7\u00e3o para arquiteturas conformes com o DORA, oferecendo tecnologia biom\u00e9trica 100% propriet\u00e1ria. Isto elimina os riscos associados a depend\u00eancias de terceiros e proporciona a transpar\u00eancia exigida para as inspe\u00e7\u00f5es regulat\u00f3rias profundas das autoridades europeias.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A resili\u00eancia operacional \u00e9 medida pela capacidade de manter a continuidade do servi\u00e7o durante um ciberataque ou falha t\u00e9cnica. A Veridas apoia este objetivo atrav\u00e9s do conceito de &#8220;Security by Design&#8221; (Seguran\u00e7a desde a Conce\u00e7\u00e3o), oferecendo planos de continuidade audit\u00e1veis e uma infraestrutura de alta disponibilidade para processos de identidade cr\u00edticos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ao implementar as solu\u00e7\u00f5es da Veridas, os bancos podem demonstrar uma abordagem proativa na gest\u00e3o de riscos. A nossa tecnologia fornece registos de auditoria detalhados e tratamento de dados encriptados, garantindo que cada intera\u00e7\u00e3o de identidade seja verific\u00e1vel e esteja em conformidade com as novas normas europeias.<\/span><\/p>\n<div class=\"hs-cta-embed hs-cta-simple-placeholder hs-cta-embed-340485347547\" style=\"max-width: 100%; max-height: 100%; width: 740px; height: 147px;\" data-hubspot-wrapper-cta-id=\"340485347547\"><a href=\"https:\/\/cta-eu1.hubspot.com\/web-interactives\/public\/v1\/track\/redirect?encryptedPayload=AVxigLKxInVcSS3d1wF%2Fx0Ud6Nd4mOqmfSCTYjKqsuIkANVUiJBxe4xWYi7e1ag12ezE6kQ9KLh3C9rZOeldOZ8Gc%2F%2BO%2BcU18lbx45hCljMrtAkTMy6fW07N37CaPPCCkFff6Z9TQ%2FkNFRrLFctOzujevjvCS%2BmxmlIEddBcYwgtrLeePpfohNBIge9D9wxztfdEm6b5j4U%3D&amp;webInteractiveContentId=340485347547&amp;portalId=19918211\" target=\"_blank\" rel=\"noopener\"><br \/>\n<img decoding=\"async\" style=\"height: 100%; width: 100%; object-fit: fill;\" src=\"https:\/\/hubspot-no-cache-eu1-prod.s3.amazonaws.com\/cta\/default\/19918211\/interactive-340485347547.png\" alt=\"Descubra nossa plataforma de verifica\u00e7\u00e3o de identidade 99% de taxa de verifica\u00e7\u00e3o de identidade \u00a0\" \/><br \/>\n<\/a><\/div>\n<p>&nbsp;<\/p>\n<h2>O impacto do regulamento DORA no setor financeiro<\/h2>\n<p><span style=\"font-weight: 400;\">O regulamento financeiro DORA transforma a forma como os bancos gerem o seu risco digital, tratando a seguran\u00e7a das TIC como um pilar da estabilidade financeira. Um aspeto cr\u00edtico desta regulamenta\u00e7\u00e3o \u00e9 a preven\u00e7\u00e3o da depend\u00eancia de fornecedores (<\/span><i><span style=\"font-weight: 400;\">vendor lock-in<\/span><\/i><span style=\"font-weight: 400;\">), onde a Veridas se destaca como um refor\u00e7o de garantias de alto n\u00edvel (<\/span><i><span style=\"font-weight: 400;\">high-tier backup<\/span><\/i><span style=\"font-weight: 400;\">).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Embora a Veridas e a ind\u00fastria biom\u00e9trica n\u00e3o sejam consideradas &#8220;cr\u00edticas&#8221; por defeito sob o regulamento, as nossas solu\u00e7\u00f5es s\u00e3o frequentemente categorizadas como uma <\/span><b>fun\u00e7\u00e3o cr\u00edtica ou importante<\/b><span style=\"font-weight: 400;\"> pelos pr\u00f3prios bancos. Isto deve-se ao facto de a identidade digital se ter tornado um ponto cr\u00edtico de falha nos ataques modernos de ciberseguran\u00e7a. Quando um banco faz esta designa\u00e7\u00e3o, as obriga\u00e7\u00f5es do DORA aplicam-se na \u00edntegra, e a Veridas est\u00e1 singularmente preparada para as cumprir.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Somos um parceiro fi\u00e1vel que entra frequentemente numa organiza\u00e7\u00e3o como um refor\u00e7o robusto para garantir a redund\u00e2ncia. No entanto, gra\u00e7as \u00e0 nossa elevada capacidade de servir o setor banc\u00e1rio \u2014 comprovada pela gest\u00e3o de mais de 50 casos de uso diferentes num \u00fanico banco global \u2014 evolu\u00edmos consistentemente para nos tornarmos o fornecedor prim\u00e1rio. A nossa escalabilidade e fiabilidade comprovada permitem que os bancos consolidem as suas necessidades de identidade sob uma \u00fanica tecnologia propriet\u00e1ria, resiliente e totalmente em conformidade.<\/span><\/p>\n<h2>Normas T\u00e9cnicas Regulat\u00f3rias (RTS) do DORA e Conformidade<\/h2>\n<p><span style=\"font-weight: 400;\">As normas t\u00e9cnicas regulat\u00f3rias (RTS) do DORA estabelecem os requisitos detalhados para a classifica\u00e7\u00e3o e reporte de incidentes. As entidades financeiras s\u00e3o obrigadas a detetar e comunicar incidentes graves de TIC num prazo muito curto aos supervisores nacionais e europeus.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A Veridas alinha a presta\u00e7\u00e3o dos seus servi\u00e7os com estas normas t\u00e9cnicas, oferecendo uma garantia contratual de notificar os clientes sobre incidentes graves num prazo de 6 horas. Esta postura proativa garante que a entidade financeira tenha tempo suficiente para cumprir o seu pr\u00f3prio prazo regulamentar de reporte de 24 horas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Al\u00e9m da rapidez, as RTS exigem uma gest\u00e3o rigorosa dos direitos de acesso e testes cont\u00ednuos. A Veridas participa em Testes de Penetra\u00e7\u00e3o Baseados em Amea\u00e7as (TLPT) juntamente com os nossos clientes, provando a robustez dos nossos sistemas de verifica\u00e7\u00e3o de identidade contra vetores de ataque do mundo real.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">O nosso compromisso com a transpar\u00eancia significa que aceitamos cl\u00e1usulas de auditoria ilimitada. Isto permite que as institui\u00e7\u00f5es financeiras verifiquem os nossos protocolos de seguran\u00e7a a qualquer momento, um requisito fundamental para fornecedores que suportam fun\u00e7\u00f5es cr\u00edticas ou importantes sob o quadro do DORA.<\/span><\/p>\n<h2>Resumo do regulamento DORA: Principais conclus\u00f5es para 2026<\/h2>\n<p><span style=\"font-weight: 400;\">Este resumo do regulamento DORA enfatiza que a era da conformidade passiva terminou. At\u00e9 2026, os reguladores monitorizar\u00e3o ativamente a forma como as institui\u00e7\u00f5es gerem os seus riscos de terceiros e se os seus planos de resili\u00eancia s\u00e3o verdadeiramente operacionais e testados contra amea\u00e7as reais.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A primeira prioridade para as organiza\u00e7\u00f5es deve ser a prote\u00e7\u00e3o do per\u00edmetro digital. A Veridas fornece a &#8220;fonte da verdade&#8221; biom\u00e9trica necess\u00e1ria para proteger portais administrativos internos e aplica\u00e7\u00f5es voltadas para o cliente, garantindo que apenas utilizadores autorizados possam interagir com ativos financeiros.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Em segundo lugar, as institui\u00e7\u00f5es devem assegurar que possuem um plano de redund\u00e2ncia funcional. A Veridas pode ser implementada como uma camada de identidade de reserva (<\/span><i><span style=\"font-weight: 400;\">fallback<\/span><\/i><span style=\"font-weight: 400;\">), garantindo que, mesmo que um sistema prim\u00e1rio fique offline, os clientes ainda possam ser verificados atrav\u00e9s de biometria de voz ou reconhecimento facial.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Em \u00faltima an\u00e1lise, o DORA \u00e9 uma oportunidade para construir uma economia digital mais segura e confi\u00e1vel. A Veridas fornece a tecnologia e a experi\u00eancia regulat\u00f3ria para transformar este desafio de conformidade numa vantagem competitiva, fomentando a confian\u00e7a digital a longo prazo com cada utilizador.<\/span><\/p>\n<h2>Perguntas Frequentes (FAQ)<\/h2>\n<h3>Como \u00e9 que a Veridas apoia a regra de notifica\u00e7\u00e3o em 6 horas?<\/h3>\n<p><span style=\"font-weight: 400;\">Contamos com equipas de seguran\u00e7a dedicadas que garantem a notifica\u00e7\u00e3o de incidentes num prazo de 6 horas, permitindo que os nossos clientes cumpram o seu prazo regulamentar oficial de 24 horas.<\/span><\/p>\n<h3>Podemos auditar a Veridas sob os requisitos do DORA?<\/h3>\n<p><span style=\"font-weight: 400;\">Sim. Aceitamos cl\u00e1usulas de auditoria ilimitada e proporcionamos total transpar\u00eancia na nossa infraestrutura pr\u00f3pria, tal como exigido aos fornecedores de servi\u00e7os de TIC cr\u00edticos.<\/span><\/p>\n<h3>O DORA exige especificamente a autentica\u00e7\u00e3o biom\u00e9trica?<\/h3>\n<p><span style=\"font-weight: 400;\">O DORA exige uma &#8220;autentica\u00e7\u00e3o forte&#8221; (MFA). A biometria \u00e9 reconhecida como o fator mais seguro e resiliente para proteger os sistemas financeiros cr\u00edticos na atualidade.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O regulamento DORA (Digital Operational Resilience Act) \u00e9 o quadro europeu obrigat\u00f3rio que obriga as institui\u00e7\u00f5es financeiras a garantir que podem resistir, responder e recuperar de interrup\u00e7\u00f5es relacionadas com as TIC. A Veridas facilita a conformidade ao fornecer solu\u00e7\u00f5es de identidade biom\u00e9trica pr\u00f3prias que asseguram o acesso seguro, garantem a redund\u00e2ncia do fornecedor e cumprem [&hellip;]<\/p>\n","protected":false},"author":47,"featured_media":107592,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":[329],"meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[458],"tags":[],"country":[328,302],"resource":[293],"topic":[340],"industry":[346],"solution":[356,355],"class_list":["post-107591","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cumplimiento","country-brazil","country-emea","resource-yes","format-artigo","topic-conformidade","industry-servicos-financeiros","solution-verificacao-de-idade","solution-verificacao-de-identidade"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - 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